Your EPF account to get 8.25% interest credit this week:
4 ways to check provident fund interest credit, balance

Jul 11, 2025

Synopsis
The EPFO will finalize crediting 8.25% interest for 2024-2025 into members' accounts this week. Labour Minister Mansukh Mandaviya stated that interest has already been credited to 32.39 crore member accounts.

The Employees' Provident Fund Organization (EPFO) will finish crediting 8.25% interest for 2024–2025 into members' accounts this week, Labour Minister Mansukh Mandaviya said on Tuesday, as per a Times of India (ToI) report. The government approved a rate of 8.25% on May 22, 2025 for the current financial year.

"This year, the annual account updation had to be done for 13.88 lakh establishments having 33.56 crore member accounts, out of which till 8th July, interest has been credited in 32.39 crore member accounts of 13.86 lakh establishments," Mandaviya said, quoted by PTI. The minister added that the remaining accounts are expected to be updated within this week.

When compared to other fixed-income instruments, EPF continues to provide comparatively better and more consistent returns, which contributes to the long-term growth of retirement funds.

How to check EPF balance online via EPFO portal

Here are some steps by which you can check your EPF balance online on the EPFO portal

Visit the EPFO portal, navigate to "For Employees" under "Our Services", and select "Member Passbook". Log in using your UAN number and password and choose the relevant "Member ID" to view your PF account balance.

How to check PF account balance via UMANG App

Download the UMANG app and select "EPFO" from "All Services". Under "Employee Centric Services", click "View Passbook" to check your PF balance.

How to check PF balance using missed call service

Here are some prerequisites to check balance using missed call service

1. Mobile Number must be activated with UAN at Unified Portal.

2. Any one of following KYC must be available against the UAN. a. Bank A/c Number. b. Aadhaar c. PAN

Steps to check PF balance

Here are a few simple steps to check PF balance:

Dial 9966044425 from your registered mobile number.

The call will automatically disconnect after two rings (no charges apply).

You will receive an SMS with your latest PF balance and last contribution details.

Note: This service is only available for UAN-activated members with completed KYC. If you face issues, verify your KYC status via your employer or the EPFO portal.

How to check PF balance using SMS service

The SMS service is another offline method to access your PF balance instantly. Follow these steps:

Prerequisites for availing SMS facility

· Your UAN must be activated and linked with Aadhaar, PAN, and bank account.
· The SMS must be sent from your registered mobile number.
· eKYC must be completed on the UAN portal.

Steps to check balance:

Send an SMS to 7738299899 in the format: EPFOHO UAN LAN

Replace UAN with your 12-digit Universal Account Number.

Replace LAN with the first three letters of your preferred language (e.g., ENG for English, HIN for Hindi, MAR for Marathi, etc.).

[The Economic Times]